I like initiatory as well, more so now that I don't have to be naked. There are some cool blessings given during the initiatory, especially when you contemplate them.
We recently had stake conference and as is tradition here the temple president and his wife (as well as the mission president and wife) are called on bear testimony. I swear every other sentence out of the wife's mouth was "if you remain true and faithful." I know it wasn't really every other sentence, but she said it A LOT. She may be right, I may be crazy (but it just may be a lunatic you're looking for)- but I'm not so sure that's how it works.
I was much like Curt with my children. I had to do it when my wife wasn't around because she is one of those who believes we can't talk about anything outside the temple, but I pretty much told them everything and emphasized that it is all symbolic. My youngest was recently endowed. Afterwards, and again out of earshot, I told him I knew his new name. He asked if I overheard, and I hadn't but I explained how it really works and since the new name for the day was his first given name, I knew what name they give everybody in that situation. He didn't didn't ask and I didn't tell - but it didn't shake him.
My own endowment was early 80s in the days of penalties and naked initiatories. I was very poorly prepared and I was wholly disappointed. I came out feeling like "That's it? This is what people rave about? What was the point?" Even in my more orthodox days I was not crazy about the temple, partly because of that experience. Would it have been different if somebody told me what I told my kids? I don't know because it didn't happen but I doubt it (there I go with the doubts again - I can't help it!
In the absence of knowledge or faith there is always hope.
Once there was a gentile...who came before Hillel. He said "Convert me on the condition that you teach me the whole Torah while I stand on one foot." Hillel converted him, saying: That which is despicable to you, do not do to your fellow, this is the whole Torah, and the rest is commentary, go and learn it."